Ready to Retire – what keeps you up at night?

Ready to Retire – What keeps you up at night?

 

You’ve finally made it to that time in your life when retirement is in sight.  Whether your projected retirement age is 62, 65, 67, or even 70 and beyond, what holds you back from retiring?  What are your concerns, the thoughts that nag at you throughout the day and keep you up at night? Is it when to start your social security or even will it be around at all?  Healthcare, how much will it cost, should I use a supplement or an advantage plan, what really is the difference between them?  The cost of prescription drugs? Can I afford all this? The stock market is at all-time highs but is there a looming downturn just around the corner; should I wait to retire, should I retire now?   It may be down the line on your fear chart but what will you do in retirement?  Will you travel, volunteer, hang out at the golf course, or start that business you always wanted?  Or will you fish, shop, get that old band back together, anything but sit at home!  Retirement isn’t supposed to be the end of your life it’s the beginning of your next phase without the requirement of earning a steady income.  Retirement is different for everyone but having a purpose will certainly reduce your stress, enhance your days, and may extend them as well.  Please let us know your thoughts and concerns, check out some articles on retirement or make an appointment and we will help you create a comfortable dignified retirement.

 

Written by:  Todd Rohrer, CKP®

These are the opinions of Todd Rohrer and not necessarily those of Cambridge, are for information purposes only, and should not be construed or acted upon as individualized investment advice.  Investing involves risk.  Depending on the types of investments, there may be varying degrees of risk.  Investors should be prepared to bear loss, including total loss of principal.  The strategies discussed herein are not designed based on the individual needs of any one specific client or investor.  In other words, it is not a customized strategy designed on the specific financial circumstances of the client.  However, prior to opening an account, Cambridge will consult with you to determine if your financial objectives are appropriate for investing in the model.  You are also provided the opportunity to place reasonable restrictions on the securities held in your account.